BIAS - Bermuda Investment Advisory Services

The BIAS WealthBuilder provides investors with a systematic investing program whereby equal periodic contributions may be added to their portfolios. Many clients have found that this ‘pay yourself first’ method of building wealth is the surest and easiest way to grow their net worth.

After making a minimum initial deposit of $25,000, the investor begins accumulating wealth through one of BIAS’ portfolio packages adding a minimum $1,000 each month or $2,000 each quarter. BIAS Global Portfolios SPC simplifies your choices by offering three portfolio packages designed to satisfy the risk tolerance and return objectives of various investors:

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The illustration above is based on achieving a constant return of 10% per annum, which is a conservative estimate when compared to the S&P 500 which averaged 12.88% per annum over the last 30 years. Past performance does not guarantee future results. Fund values and investment returns will fluctuate from year to year.

BIAS WealthBuilder
Putting off investing, even for a short time, will havea substantial impact on your ability to meet your financial goals, but it's not always easy to keep an eye on your long-term financial objectives as you manage your short-term priorities.

Simple Investing
You don’t even have to think about it. Through a standing order, your bank will transfer the funds each month from your chequing or savings account to BIAS for investment in the BIAS WealthBuilder.

Long Term Focus
The BIAS WealthBuilder remains focused on your long-term investment needs so you don’t have to. Once you set up your plan, your monthly investments will continue to work towards your long term goals, leaving you free to manage your short term priorities.

No Front End Fees
You pay no up front fees when buying BIAS WealthBuilder mutual funds. Because you are investing for the long term, you can take advantage of Deferred Sales Charge funds. These DSC funds charge no fees if the funds remain invested for six years.

If your circumstances change and you do require the funds before the six year anniversary, a percentage fee will be charged by the mutual fund company. This declines the longer the funds remain invested.

Systematic Investing
By investing every month you are helping to smooth the fluctuations in the market that JP Morgan is referring to. To learn more about Systematic Investing click here.

Over time your average purchase price is lower than the average market price for the same period. In short, your money goes further. This technique is referred to as Dollar Cost Averaging.

Before we make any investment recommendations, a BIAS advisor or Investment Manager will conduct an assessment of your individual needs and analyse your personal comfort level with respect to risk. Find out now what your risk tolerance is with our RISK PROFILE ANALYSIS

To join the BIAS WealthBuilder, contact us to arrange an appointment.

Download our WealthBuilder pamphlet here

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