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pension-solutions-chairAre you already a BIAS Pension Solutions Client? Click here to login to your Pension Portal.

BIAS provides the administrative backbone for unregistered plans. Typically these plans are for companies that provide a savings type arrangement for non-Bermudian staff established within a formal structure. Many employers establish such plans according to an incorporating document or trust structure which lays out the terms and conditions of the plan. Typically, upon ceasing employment, employees are not subject to the locked-in provisions attaching to registered Bermuda plans and may withdraw accumulated assets as they see fit.

In practice both the employer and BIAS treat it operationally in the same way as a registered Defined Contribution pension plan, the main difference being the treatment of employee plan assets at cessation of employment.

 

Features of BIAS Service Offerings

BIAS Unregistered Group Pension Plans operate within a master trust structure and can be transferred to other registered plans on employment change. They also offer the following features:

 

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